auto loan rates

March 21, 2011

How long do i have to wait before refinancing my auto loan?

Filed under: Credit — Tags: , , , , — @ 6:00 pm
luvbug7982 asked:


6 months? a year? im working on my credit, its getting better and better but i just bought a car, interest is a little high but i got it hoping that making my monthly payments on time will also boost my credit rating. Of course, i dont want to end up paying all the interest on it so im wondering how long i should wait before trying to refinance with another bank at a better rate?

Donna

January 1, 2011

How long do i have to wait before refinancing my auto loan?

luvbug7982 asked:


6 months? a year? im working on my credit, its getting better and better but i just bought a car, interest is a little high but i got it hoping that making my monthly payments on time will also boost my credit rating. Of course, i dont want to end up paying all the interest on it so im wondering how long i should wait before trying to refinance with another bank at a better rate?

Tony

September 20, 2010

I have a Auto loan which they charged me 21.50% interest rate I guess due to my credit. Is that too high?

gtis127 asked:


I recently had my car repossessed due to non-payment bcause I was very sick. I am trying to refinance to get another vehicle and possibly lower monthly payments. I currently paid $498 a month in car payments. I pay over $700 a month between that and my insurance. I need help.
I have a 2005 Ford Explorer.
I never had a repo prior to this. I am just looking to refinance to get lower payments some where else. I just need a break here. Right now they need $3000 in order for me to get my vehicle back. I am a christian man and I believe GOD will take care of it.

Roberto

August 10, 2010

I purchase a tahoe 3 weeks ago and i realize that the interest rate is 17.5 % for a 27,000 auto loan?

ohni0000 asked:


this interest rate is making the montlhy payments $650 /month. The loan officer said that if I pay this for a year we can get it refinance. I not sure about this, I believe I jumped to fast and didnot realize. My questions are, is this too much interest , can I get it refinance for cheaper payments like she said, can I take vehicle back to save from going through this, is 17.5% alot???? Please help me , I really dont know too much about this and need help from internet buddies. Thansk in advance

Jamie

July 11, 2010

Can I get an auto loan?

Filed under: Credit — Tags: , , , , , , , — @ 11:14 pm
Maya asked:


I am an international student on F1 visa. When I applied for a car loan, i got rejected due to the reason that I am not a US citizen or permanant resident. i got the financing from dealer but at a high rate. So do any one know an option so that I can refinance it. I ahev good credit score (750)

Martin

July 10, 2010

Could I get an Auto Loan with Americredit with bad/no credit?

bombsquadent asked:


I need a car bad and I have a friend who recently got a car from a local dealer financed through americredit with no down payment its a new pontiac g6 it was around $16,000 but her interest rate is high as hell like 22.9% but later when my credit gets better i will refinance so where could i get financed besides at a buy here pay here place with little or no down payment

Shane
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