auto loan rates

xyz asked:


My payoff is $6100 and my ’98 Tacoma has ~130,000 miles on it. I can’t find anyone who will refinance an older vehicle and the ones that will refinance less then $7500. I had bad credit when I bought this and have a 25% interest rate. Now I have great credit and am looking to lower my payment by getting a 10% or less interest rate.
Why, because I had bad credit and that was the only credit extended to me & the only option to improve my credit. score was low 500′s now it’s mid 700′s. I would have paid a couple of grand just to increase my score 200 points but unfortunatly it does not work that way. The amount I owe is about blue book value.

Allison