auto loan rates

January 30, 2012

How will I receive approved for an car loan however nonetheless cant receive approved for a credit card?

Filed under: Auto Loan — Tags: , , , , , , , — @ 5:30 pm

Question by : How will I receive approved for an car loan yet nonetheless cant receive approved for a credit card?
I merely recieved an car loan from the dealership for a modern vehicle which I newly bought but I nevertheless cannot receive approved for a credit card… How is this? I dont imply among the meaningless prepaid credit cards I signify an actual credit card.

Best answer:

Answer by Everythang’s gonna be all white
Because the dealership loan individuals have recourse. If you don’t create the car payment, we lose the car. It’s difficult with recoup losses about a credit card. Many time plus cash invested with receive repaid. Many businesses merely write it off because a reduction so that they is more picky because with that they offers a card with. The bright side is the fact that when you have prepared the car repayments about time for at minimum 6 months, you are considered more credit worthy than we were before.

What do you think? Answer below!

January 22, 2012

Auto Loan Rate Deal of the Day: Pentagon Federal Credit Union at 2.49% APR

Filed under: Auto Loan Rates — Tags: , , , , , , , , — @ 5:29 pm

Auto Loan Rate Deal of the Day: Pentagon Federal Credit Union at 2.49% APR
Financing a brand-new automobile is today less of the headache because of the low car loan rate from Pentagon Federal Credit Union. Currently, they are providing members a 2.49% APR car loan rate about new 2011-2012 cars. Alexandria, VA motorists could drive away inside a …
Read more on Go Banking Rates

December 21, 2011

Can they raise my existing car loan and credit card interest rates due to my foreclosure?

Filed under: Auto Loan Rates — Tags: , , , , , , , , — @ 5:25 pm

Question by july_mom: Can they raise my existing car loan and credit card interest rates due to my foreclosure?
I am going through foreclosure on my condo. I understand my credit will take a bit hit. I also have the credit card along with a vehicle loan however have not been late on those payments. Will my interest rates be raised on those because of the foreclosure?

Best answer:

Answer by RJ
They shouldn’t be capable to under the brand-new credit regulations that went into effect last Monday.

Add your own answer in the comments!

December 13, 2011

Car Loans, Auto Finance, and Bad Credit Car Loans | BlueSky Auto Finance

Filed under: Auto Loan — Tags: , , , , — @ 5:26 pm


Auto finance options & car loans for any credit situation. BlueSky Auto Finance offers access to car loan companies that provide bad credit car loans and auto loans online.
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A former employee of US Bank, Jason Werner, exposes the fraud at US Bank.
Video Rating: 4 / 5

November 27, 2011

Q&A: What’s a reasonable auto-loan interest rate from a credit union?

Filed under: Auto Loan Rates — Tags: , , , , , , , — @ 5:31 pm


Question by Tsl19: What’s a reasonable auto-loan interest rate from a credit union?
I’ve heard credit unions are the best places to go for an auto loan, for reasonable interest rates. What’s the typical range of interest rates I should expect or look for from a credit union, say, for a $ 20,000 car loan? I have excellent credit (around 750 score). Thanks

Best answer:

Answer by Joseph S
Depending on if its new or using and your debt to income percentage I would say 3% new and 7% used depending on miles as well



What do you think? Answer below!

October 25, 2011

what are average bad credit auto loan rates?

Filed under: Auto Loan Rates — Tags: , , , , — @ 1:07 pm


Question by Christopher: what are average bad credit auto loan rates?


Best answer:

Answer by John Deere 4620
Mid teens.



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October 16, 2011

Q&A: How can I be sure to get the best auto loan rate without lowering my credit score?

Filed under: Auto Loan Rates — Tags: , , , , , , , , — @ 9:05 am


Question by Lost in Texas: How can I be sure to get the best auto loan rate without lowering my credit score?
I am about to purchase a new vehicle and I have checked my credit score and applied for a loan through my bank. They offered me 4.25%. My embossed mentioned I should go through the base credit union because they have better rates, but is it likely that I would since my score is what determines the rate? And I’m worried about trying too many places, because that will just lower my score.

Best answer:

Answer by Huntsman
Go to the credit union. They have rates as low as 2.99% – worth it.An inquiry affects your rating only by 1 or 2 point.It only affect your fico score for 1 year, even though it shows up for 2And.. all inquiries done in a 3 week window are treated as one.This is to allow the customer to shop around for a good rate/loan



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October 7, 2011

Municipal Credit Union Announces Labor Day Auto Loan Sale

Filed under: Auto Loan — Tags: , , , , , , , — @ 5:05 am


Municipal Credit Union Announces Labor Day Auto Loan Sale

New York, NY (PRWEB) August 26, 2011

Municipal Credit Union Announces Labor Day Auto Loan Sale

Low Car Loan Rates and Flexible Terms for MCU members.

Municipal Credit Union (MCU) will hold a Labor Day Auto Loan Sale from August 26th through September 6th. During the sale period, car loan rates will be as low as 1.95% APR for newer models (2012-2010) and 2.45% APR for pre-owned models (2009).

Municipal Credit Union is working harder than ever to help its members afford necessary purchases. “We care deeply about our members and their needs.” said MCU’s Vice President of Loan Operations, Ahmed Campbell. “We understand that hard-working people will need to have reliable transportation with or without an economic recession occurring. Our Auto Loan Sale is one of the many ways in which we strive to help our members improve the quality of their lifestyle without creating a financial burden for them.”

Visit nymcu.org to learn more about the MCU Labor Day Auto Loan Sale.

Municipal Credit Union (MCU) is the oldest credit union in New York State and one of the oldest and largest in the country. Established in 1916 and headquartered in New York City, today MCU has assets of over $ 1.6 billion and offers a full range of financial services to over 320,000 members. With branches in New York City, Westchester and Long Island, members also have access to the credit union’s large and growing ATM network. MCU membership is open to New York City, Yonkers, and City of Mount Vernon municipal employees; state and federal employees who work in the five boroughs; employees of hospitals, nursing homes, and health facilities in the State of New York; employees of select industry groups; employees of private colleges in New York City and private and public colleges in Nassau, Suffolk, and Westchester; certain family members of those in the field of membership, and qualifying retirees. MCU is an equal opportunity lender and deposits are federally insured to at least $ 250,000 by the National Credit Union Administration (NCUA), an U.S. government agency. For more information about Municipal Credit Union, visit http://www.nymcu.org.

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