auto loan rates

July 3, 2010

Is it better to apply for an auto loan at a bank/credit union in person or online? Do you have a better chance?

Lilith X asked:


Is it better to apply for an auto loan at a bank/credit union in person or online? Do you have a better chance of getting a better interest rate in person because they can approve better on a case by case basis?
Oh, I’d also like to add that i have good credit. Currently it’s at 746 and I expect it to go up more at the end of this month. Only problem is my income is a bit low.

Kathleen

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