tjblue18 asked:
I have credit scores of 617,625,689 I just purchased a home and im now try to get to my next step in life we have only had 1 car for the last 5yrs i have 2 kids that are growing we need a bigger vehicle and me and my wife work in different towns on different shifts.i am trying to by a truck from my friend for 8500.00 .i have a chargeoff that should be a repo on my record from 2002 for 11000 it was a lemon had to replace the engine 3 times in 3 yrs! my wife has a judgement for about the same issue but for 5000 we applied at wellsfargo together and got denied we know we will end up paying a big interest rate but that fine thats why were goin w/ a good used vehicle.we dont have credit cards my only debt is the military for 11000.we dont have very much rotating debt.i ve worked for the state prison for 2 1/2 yrs. should i maybe apply alone? any suggestions please!
Erin
I have credit scores of 617,625,689 I just purchased a home and im now try to get to my next step in life we have only had 1 car for the last 5yrs i have 2 kids that are growing we need a bigger vehicle and me and my wife work in different towns on different shifts.i am trying to by a truck from my friend for 8500.00 .i have a chargeoff that should be a repo on my record from 2002 for 11000 it was a lemon had to replace the engine 3 times in 3 yrs! my wife has a judgement for about the same issue but for 5000 we applied at wellsfargo together and got denied we know we will end up paying a big interest rate but that fine thats why were goin w/ a good used vehicle.we dont have credit cards my only debt is the military for 11000.we dont have very much rotating debt.i ve worked for the state prison for 2 1/2 yrs. should i maybe apply alone? any suggestions please!
Erin
Laurie
Why doesn’t the friend who’s selling you the truck, let you pay over time? If ANYONE should lend you the money for this, it should be HIM!!!
If HE doesn’t think you can afford to pay him back, well, you probably can’t afford to pay him back. Maybe a $1000 clunker would be best for a year.
Comment by mbrcatz — September 28, 2009 @ 10:10 am
Rick
If you just purchased a home you should have no prob getting a car loan??? Yes just one of you go. Is the house in both names?
Comment by penny p — September 30, 2009 @ 7:39 pm
Pearl
Try getting an online auto loan quote. The questionaire will give you results based on your credit and financial situation. It’s free and you can get an answer in minutes.
Comment by Claribel B — September 30, 2009 @ 11:58 pm