Love my LO! asked:
can you negotiate the interest rates on auto loans? i’ve been calling around to my credit card companies asking for lower rates and its working can I start asking for lower payments etc. on credit cards? ? i’m trying to find ways to pay my debt off faster since I have alot of it.
Bill
can you negotiate the interest rates on auto loans? i’ve been calling around to my credit card companies asking for lower rates and its working can I start asking for lower payments etc. on credit cards? ? i’m trying to find ways to pay my debt off faster since I have alot of it.
Bill

Cheryl
all you can do is try and ask.
Comment by Ask M — June 28, 2010 @ 12:13 pm
Yolanda
Talk to rate specialist within the credit card company, they might be offering a lower interest rate for you.
If the min payment is overwhelm you, then you need to talk to credit consulting services, they will helpyou neogiate, but you will not able to spend anymore.
if you really really can’t take it, get a credit card settlement company, they will work out with you to lower your balance, but your credit report will be bad for serveral years, but you are paying way less (if you owe 10K, they canmake you only pay $6K)
Comment by paobay — June 29, 2010 @ 10:08 am
Joyce
–Interest-rates.aspx
Comment by Boyz Madison — July 2, 2010 @ 9:51 pm
Dean
Things to consider when applying for an auto loan quick.
Check whether the auto loan provider of direct lending, what that means is that the loan is given directly to you and there is no middle man, for instance you are not passed on to a car dealer to match you up with a car and loan. There are lots of auto loan quick lenders and you will be looking to get the best possible deal for your personal circumstance here are some of things you can look for –
direct auto loan – acquiring the a cash loan amount for your required car
dealer referrals – Getting a loan as part of a package with a car.
lease refinancing- using your existing car as a type of part exchange for the loan.
The amount you pay back and the interest amounts are of course determined by how much the car is you want to purchase. If your don’t have the best financial situation it is probably in your best interest to go for a more budget-friendly car and weigh up your options, whether you should be getting an auto loan or just saving up for a car.
Visit: for further information on auto Loan calculator.
I hope you find the information helpful
Comment by raniokoye — July 3, 2010 @ 6:01 pm