discohang asked:
Is it possible to get my bank to payoff my auto loan.. then pay back my bank with a lower interest rate?…
Gabriel
Is it possible to get my bank to payoff my auto loan.. then pay back my bank with a lower interest rate?…
Gabriel
December 3, 2010
October 8, 2010
I want to refinance my auto loan?
redrose 11 asked:
About a year ago, I bought nissan rogue 2008 and took a loan from them of 25000 with 7.5% interest rate. At that time my credit was not so good. People have been telling me that its a lot. Now my credit score is 720. Can you tell me which bank can give me low interest rate if i refinance my car?
I’ll appreciate your responses.
Thanks
Melanie
About a year ago, I bought nissan rogue 2008 and took a loan from them of 25000 with 7.5% interest rate. At that time my credit was not so good. People have been telling me that its a lot. Now my credit score is 720. Can you tell me which bank can give me low interest rate if i refinance my car?
I’ll appreciate your responses.
Thanks
Melanie
October 1, 2010
Refinancing a really bad auto loan, Credit Union Recommendations?
gamblingsucks asked:
i have an auto loan that I got from Capital one right after Ch 7 discharge for 21k at 25% apr $557. I paid for it for 7 months and then had it refinanced through wells fargo for 20% apr $505 a month.
i have an auto loan that I got from Capital one right after Ch 7 discharge for 21k at 25% apr $557. I paid for it for 7 months and then had it refinanced through wells fargo for 20% apr $505 a month.
Obviously this is ridiculous to pay for a car and since im well past my discharge can I refinance again? Someone told me I should look at credit unions and Im wondering if someone can recommend a credit union i can check out online to maybe get my apr to a reasonable rate
Larry
September 20, 2010
I have a Auto loan which they charged me 21.50% interest rate I guess due to my credit. Is that too high?
gtis127 asked:
I recently had my car repossessed due to non-payment bcause I was very sick. I am trying to refinance to get another vehicle and possibly lower monthly payments. I currently paid $498 a month in car payments. I pay over $700 a month between that and my insurance. I need help.
I have a 2005 Ford Explorer.
I never had a repo prior to this. I am just looking to refinance to get lower payments some where else. I just need a break here. Right now they need $3000 in order for me to get my vehicle back. I am a christian man and I believe GOD will take care of it.
Roberto
I recently had my car repossessed due to non-payment bcause I was very sick. I am trying to refinance to get another vehicle and possibly lower monthly payments. I currently paid $498 a month in car payments. I pay over $700 a month between that and my insurance. I need help.
I have a 2005 Ford Explorer.
I never had a repo prior to this. I am just looking to refinance to get lower payments some where else. I just need a break here. Right now they need $3000 in order for me to get my vehicle back. I am a christian man and I believe GOD will take care of it.
Roberto
September 12, 2010
Credit/Auto loan question?
Cheyenne asked:
I am looking into getting a loan for a new car. I’m being told that my interest rate is 15%. That seems high to me. There are 3 negative marks on my credit report but all were under $500 and have since been settled. I have had an auto loan for 7 years and have never been late on a payment. I just opened a small limit credit card and pay it off each month. Should my interest rate really be that high?
I am looking into getting a loan for a new car. I’m being told that my interest rate is 15%. That seems high to me. There are 3 negative marks on my credit report but all were under $500 and have since been settled. I have had an auto loan for 7 years and have never been late on a payment. I just opened a small limit credit card and pay it off each month. Should my interest rate really be that high?
Also if I open a savings account at a credit union how soon would I be able to get a loan through them?
Thanks for any advice
Yes, the dealership is finding the lender. My previous lender was Chrysler and they will only finance Chrysler vehicles so I can’t go through them. The dealership actually told me that several banks flat out denied me. I have a copy of my credit report and it’s not all that bad. I’m going to call the credit union today.
Colleen
September 4, 2010
Auto loan contract % was wrong after paper work done?
RJ mommy asked:
Hi, We have situation right now. My husband purchased his USED car on 08/22/2008. Car dealership told us to not going to other bank to get loan because they have better rate. He told us used car with 5.45% for 60 month. It is very good rate and we decided to use dealership loan.
Hi, We have situation right now. My husband purchased his USED car on 08/22/2008. Car dealership told us to not going to other bank to get loan because they have better rate. He told us used car with 5.45% for 60 month. It is very good rate and we decided to use dealership loan.
Few days later, my husband went back to pick up some stuff that dealer ordered to my husband. Same sales guy told my husband that loan % was mistaken. It was not 5.45%, it is 5.99%.
We already finished Retail Installment sales contract(yellow long contract paper) same day when we purchased. Dealer signed and it was all done. My husband driving everyday for his commute.
Is anyway we can keep the rate? or we should change to higher rare whatever dealership said? If that case do we should re-do contract again?
thank you
We took advice#2 and another advice from one of friend who working major car company headquarter. I told to the dealer sales guy “Contract is deal, and the was done. If you want change the rate we will void the contract and you could pick up the car or take to the small claim court is another idea that I don’t really want do.”
If he wanted change the rate, he have to re-do all the paper work with same car price that he listing $1000 cheaper after sold theat car with same VIN . He is not supposed to listing ad with my husband car (VIN)with cheaper amount to just get customer that is against law. He said he is fine with 5.45%, it’s better for him to loose $300 instead of $1000. Thanks for advice!
Derrick
August 29, 2010
E-loan recently offered a 60 month auto loans at 3.6% coumpond monthly?
LARRY asked:
to a application with good credit rating if you have good credit you can offord monthly paymnets of $590.00, how much will you borrow from E-loan. what is the interest you will pay onthis loan
Tamara
to a application with good credit rating if you have good credit you can offord monthly paymnets of $590.00, how much will you borrow from E-loan. what is the interest you will pay onthis loan
Tamara
August 28, 2010
Should I go on an auto loan as the primary or co signer if my co signer has better credit?
Justcurious asked:
I am trying to get an auto loan. I have about a 600 credit score and nothing really bad on my credit but nothing really high in an amount. I have a co signer who has about a 740 credit score but not really any high loans on their credit either.. I have great income. Its kinda like my co signer has the good credit and i have the great income. Can we submit the auto loan with my co sogner has the primary and myself as the secondary so we can get the best rate and stay away from a high apr? Possibly even a lease.
Bernice
I am trying to get an auto loan. I have about a 600 credit score and nothing really bad on my credit but nothing really high in an amount. I have a co signer who has about a 740 credit score but not really any high loans on their credit either.. I have great income. Its kinda like my co signer has the good credit and i have the great income. Can we submit the auto loan with my co sogner has the primary and myself as the secondary so we can get the best rate and stay away from a high apr? Possibly even a lease.
Bernice