auto loan rates

February 27, 2012

Is it potential to get an car loan plus have it taken straight from paychecks?

Filed under: Auto Loan — Tags: , , , , , , — admin @ 5:27 pm

Question by Spiralling_World: Is it potential to get an car loan plus have it taken straight from paychecks?
I moved 2 years ago with help my newborn following acquiring out my girlfriend was expecting. I left behind my older vehicle plus my family place it inside my siblings name thus I’ve been stuck without a car. I’ve been functioning at my present job for 6 months plus administration mentioned it’s potential with pay any debts or financing by having it taken from my checks. I don’t program about exiting the firm at all plus program about living up here. I’ve tried for an car loan however, was denied as a result of my bank balance (following repairing my fiancee’s auto plus her mother’s truck considering they were from function plus were about HUD). Is it potential with receive an car loan inside this way? At function, administration mentioned they’d want the required paperwork with have it straight taken out, yet I’m not very certain when dealerships might let these payments- because its not straight from the bank. Is this way even potential?

The maximum loan i’m considering getting is $ 5000. I’ve talked with many dealers regarding downpayments plus those I can handle.

Best answer:

Answer by charitydowling

Know better? Leave your own answer in the comments!

February 23, 2012

U.S. Consumer Debt Highest inside 10 Years: ConsolidatedCredit.Org Proposes Halt about Credit Card Spending

FT. LAUDERDALE, Fla. (PRWEB) January 18, 2012

According to the Federal Reserve, consumer borrowing surged in November by $ 20.4 billion raising the consumer debt total to $ 2.48 trillion. Financial experts at Consolidated Credit Counseling Services, Inc. advise consumers to reexamine spending habits.

With more consumers turning to credit for purchases, revolving debt showed an 8.5 percent increase. Credit card debt accounts for almost all of revolving debt, which rose by $ 5.6 billion to $ 798.3 billion. This was the largest percentage jump since March 2008.

Howard Dvorkin, CPA and founder of warns consumers to be fiscally conservative as the recession is not over. American households are feeling better about the economy, but in reality unemployment is still high. Now more than ever families need to work at saving and paying off any outstanding debts, says Dvorkin.

Non-revolving debt significantly increased 10.7 percent landing at $ 1.68 trillion. Non-revolving debt includes auto loans and student loans, as well as loans for mobile homes, boats, and trailers.

November kicks off the holiday shopping craze with Black Friday and Cyber Monday falling towards the end of the month. Consumers turned to credit for purchases they couldnt otherwise afford. says Dvorkin. As the bills begin to roll in, consumers may find themselves unable to pay them off. Its good to see an increase in consumer spending but never is it worth going into debt.

Consolidated Credit’s Tips for Paying Off Credit Card Debt:

List all debts: Make a list of all credit card accounts include the account number, interest rate, outstanding balance, payment due date, credit limit and the minimum payment. Not only does this keep things organized but it better prevents bills from being late or unaccounted for.

Pay more than monthly minimum: Try to pay more the than just the minimum amount due. Any amount paid over the minimum goes directly towards the balance owed. This allows debt to be paid off faster reducing overall interest.

Make payments on-time: Falling behind on payments only causes unnecessary fees. Set up automatic payment plans to avoid late fee charges.

Avoid accumulating new debt: Now is not the time to apply for new credit cards or loans. Focus on paying off debt already established. Its difficult to get out of debt when new debt is mounting. Use cash for purchases rather than credit.

Pay off high interest rate debts first. The most efficient way to resolve debt is by paying down the highest interest rate balances first. Once high-interest debt is paid down, tackle the next highest, and so on. Continue paying the minimum due on all other debts.

Dont hesitate to ask for help. There are reputable debt-counseling agencies that consolidate debt and teach individuals to manage their finances better. Consolidated Credit conducts a free debt analysis and dispenses free advice on a daily basis. If someone needs help they can speak with a counselor with no obligation or visit

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Consolidated Credit Counseling Services, Inc., founded inside 1993, is regarded as the nation’s biggest credit guidance companies inside the nation plus has assisted over 5 million individuals with financial issues. Their mission is with support families throughout the United States inside ending financial crisis plus solving revenue administration issues from knowledge plus specialist guidance.


February 19, 2012

Small Car. Small Price. Big Deal. 3.24% Interest Rate about 2012 Fiat 500 at

Filed under: Auto Loan Rates — Tags: , , , , , , , , , , — admin @ 5:27 pm

San Jose, CA (PRWEB) January 12, 2012

It’s fast, fun, fresh, and just off the boat from Italy. What is it? Why, the 2012 Fiat 500 Pop, the cute new mini-car with a mini price tag to match (the starting MSRP is as low as $ 15,500), and now, thanks to, the internet’s leading resource for car buyers and auto enthusiasts alike, there’s also a mini-interest rate: only 3.24%.

Why is CarSeek pushing this car? Company president and CEO Wes Mayder explains, “People want to economize by buying smaller cars that are fun to drive, and cheap to fuel up. The Fiat 500 Pop is a great example of something small and sporty, and compares favorably to the Mini Cooper and the Mazda2.”

Even better, that 3.24% rate gets you a car with a fuel efficiency of 30mpg in the city, 38 on the highway, and doesn’t require fancy premium gas – proving it is possible to save money and still be stylish. As well, the Fiat 500 costs more than $ 4,000 less than the Mini Cooper.

And should know. After all, this is the company that has been matching car buyers with great deals on new and used cars from local dealers since 2002. With car loans and car insurance both offered in-house, it’s truly a one-stop shop for every automotive need.

If the colorful little Fiat isn’t to your taste, CarSeek can still help customers find their dream cars. The site offers an extensive database of new car reviews, as well as tips to help consumers save money at the dealer, maximize their insurance savings, and even evaluate which new technological toys they might want to add to their new ride.

For more information about the 2012 Fiat 500 deal, a free quote on another vehicle, or information on any other aspect of car buying, car shoppers should visit, based in San Jose, California, works with a nationwide clientele. Since its launch in 2002, Carseek has processed more than 200,000 new car purchases. With an expanding database of news, articles, and more than 350 car reviews, the site is a one stop shop for auto enthusiasts and new car buyers.

Contact Information

Wes Mayder, CEO plus President

Ph. 408-554-8990

Email: partners(at)carseek(dot)com


More Auto Loan Rates Press Releases

February 15, 2012

employed car loan rates?

Filed under: Auto Loan Rates — Tags: , , — admin @ 5:25 pm

Question by John S: employed car loan rates?
I purchased a automobile over the weekend plus was thinking how effectively my rate of interest did. I got 7.4% however the loan was for 60 months plus was regarding 3000 over the KBB retail value due with have upside down equity inside my trade. I guess the query is does the truth I financed 130% of the total value impact the rate, moreover the auto was an 04 also. My credit score is advantageous , regarding 700.

Any responses will be appreciated

Best answer:

Answer by jay
That’s a good rate for an 04, nothing to be concerned about. advantageous chance.

What do you think? Answer below!

February 11, 2012

VanillaSoft Inc. Selects Jackson Marketing Services

Filed under: Auto Loan — Tags: , , , , , — admin @ 5:26 pm

Plano, TX (PRWEB) January 18, 2012

VanillaSoft Inc. announced that it has selected Jackson Marketing Services to support its online marketing and awareness initiatives. Jackson Marketing Services will develop and execute social media programs to supports VanillaSofts overall sales and marketing plan.

“VanillaSoft Inc. strives to remain top of mind when it comes to CRM and lead management for outbound sales teams. By working with Jackson Marketing Services, we will begin to carry that message into new social media platforms, such as Google+ and PInterest, while increasing our profile with our existing social media presences in Facebook and Linkedin, said Ken Murray, President, VanillaSoft Inc.

VanillaSoft engages with customers and prospects in over 20 countries, multiple languages and numerous time zones. It is important for VanillaSoft to carry its message forward on the social platform of choice for our users. Building a community is not only important as a tactical business initiative; it fundamentally is the right thing to do. We looked at many companies to engage with and chose a boutique firm because in the simplest of terms, they get us, our various publics and are uniquely qualified to carry our message forward.

Its an exciting opportunity to work with a recognized leader like VanillaSoft. In addition to being a force in the CRM and lead management space, VanillaSoft differentiates itself through its partnership with Kiva, a non-profit organization that connects people through micro loan lending to alleviate poverty. Its a privilege to support a client that embraces excellence and compassion in its day-to-day operations, stated Stacy Jackson, Partner, Jackson Marketing Services.

About VanillaSoft

VanillaSoft is the honor winning Lead Management Software plus CRM for telephone centric marketing. VanillaSoft allows 1,000s of people plus sales groups with do over shop their information plus report about it like conventional CRM. VanillaSoft visitors drive efficiency by deploying an honor winning Best-In-Class feature set including next-best-lead routing, auto-dialing, on-board smart messaging, integrated email, real-time lead distribution, reside dashboard plus call recording for training. Typical consumers understand a manufacturing heighten of 25 with 50% over conventional CRM, creating an convenient with justify ROI. VanillaSoft dials over existing telephone systems or VOIP meaning no modern or significant fees for telecom. VanillaSoft is based inside Plano, Texas where it has served a international customer base because 2005.

About Jackson Marketing Services

Jackson Marketing Services assists companies plus people achieve improved exposure, improved conversions, plus high online sales by look engine advertising plus social media administration. By combining advertising approach, project administration, plus up-to-the-minute learning of the ever-changing social media land, Jackson Marketing Services could offer the expertise with complement the conventional advertising efforts. Additionally, Jackson Marketing Services provides content advertising administration, click launch composing, print, plus additional advertising correspondence services. Visit


Find More Auto Loan Press Releases

February 7, 2012

Car loans: Is a rate war brewing?

Filed under: Auto Loan Rates — Tags: , , — admin @ 5:25 pm

After home loans, it’s the auto loan segment which is heating up. ICICI Bank and Axis Bank have cut auto loan rates by 25 to 75 basis points. CNBC-TV18′s Vidhi Godiawala and Sweta Sriram find out if a car loan war is emerging.

February 3, 2012

Can somebody please tell me the positives & disadvantages of aquiring an car equity loan?

Filed under: Auto Loan — Tags: , , , , , , , — admin @ 5:25 pm

Question by bigpoppamike21: Can somebody please tell me the positives & disadvantages of aquiring an car equity loan?
Can I refinance a active car loan into an car equity loan? My main need for wanting an car equity loan is really I could deduct the interests within the car loan against my money. Serious answers just, please.

Best answer:

Answer by shidhet
No… We need to hold the title free plus obvious with receive an car equity loan. Sorry… :( … An car equity loan is merely a loan produced utilizing a automobile we have free plus well-defined because collateral. A vehicle with a lien found on the title certainly isn’t yours plus we can’t utilize it for collateral.

You are able to refinance the car loan in the event you find a greater rate someplace else plus they’re ready with do it… or should you find a finance business prepared with lower a repayments…

If you’re a homeowner, there is a method to finance a automobile utilizing the house because collateral. This kind of loan will have taxes blessings along with a greater rate of interest. I believe you must have the house free plus obvious for which though… If that’s what you’re chatting regarding plus we do have a house, I’m certain somebody might refinance the loan inside this way.

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