auto loan rates

November 27, 2011

Q&A: What’s a reasonable auto-loan interest rate from a credit union?

Filed under: Auto Loan Rates — Tags: , , , , , , , — admin @ 5:31 pm


Question by Tsl19: What’s a reasonable auto-loan interest rate from a credit union?
I’ve heard credit unions are the best places to go for an auto loan, for reasonable interest rates. What’s the typical range of interest rates I should expect or look for from a credit union, say, for a $ 20,000 car loan? I have excellent credit (around 750 score). Thanks

Best answer:

Answer by Joseph S
Depending on if its new or using and your debt to income percentage I would say 3% new and 7% used depending on miles as well



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November 23, 2011

How long do I have to work for an auto loan?

Filed under: Auto Loan — Tags: , , , — admin @ 5:26 pm


Question by harkkam: How long do I have to work for an auto loan?
How long do I have to work for an auto loan? In other words how long must I work at the new job before I tin qualify for an auto loan.

Best answer:

Answer by Douglas Merran
begun with a secured credit card (meaning you have funds at you bank to cover your purchases)then get a mail order (latched for a specific catalouge) card.then get a gasoline credit cardMake tiny purchases and repay them each month.Work at your demonstrating job while make the above happen.You will then be on all three credit data bases



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November 19, 2011

Where can i get a private party auto loan with good reviews?

Filed under: Auto Loan — Tags: , , , , , — admin @ 5:25 pm


Question by Heather S: Where can i get a private party auto loan with good reviews?
I am trying to find a private party auto loan for only 5500. I cannot use chase or capitol one or any early major ones because they require the loan amount to be at least 7500. Thank you.

Best answer:

Answer by whocares
Try a local credit union.Good reviews ? What does that mean ?You either pay your loan or you don’t and they repo the car.



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November 15, 2011

How can you get an auto loan without proof of income?

Filed under: Auto Loan — Tags: , , , , — admin @ 5:26 pm


Question by Tracy B: How can you get an auto loan without proof of income?
My mom has worked for a little retail shop for about 5 yrs (she’s the ONLY employee) and she gets paid in cash (the owner doesn’t file payroll tax). Will a letter from her employer stating how much she make suffice as proof of income when applying for an auto loan? If not, how could she go about providing proof? Any suggestions would be a great help. Thanks in advance

Best answer:

Answer by jlf
Sounds like she’s being paid under the table. Both the employer and her are breaking the law, in that case. No lender will be willing to make a loan.



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November 11, 2011

Q&A: How often do auto loan interest rates change?Rolling 6G negative equity into new loan/ Best trade in value.?

Filed under: Auto Loan Rates — Tags: , , , , , , , , , , , — admin @ 5:30 pm


Question by Wonder Woman II: How often do auto loan interest rates change?Rolling 6G negative equity into new loan/ Best trade in value.?
When I got my auto, I had good credit, interest rates were low-6.9% Now my credit isnt good, I relied on credit cards to help me out & I am going to get approved for auto loan, but the int. rate is 17.9%. How long after improving my credit will it take to get a good score again? Could I refinance my auto loan in 3 months if I pay down on cards (I’m owed quite a bit of money for being a subcontractor–just not sure “when” it’s going to be paid). If everyone paid what they owe me today, I’d be $ 9,000.00 best off, and I’d have my credit cards at zero balance. However, I do need a reliable vehicle to get to and from work, and this new one would ensure no worries (w/ optional extended warranty) If I maintaining driving the vehicle I have now & whatsoever unexpected repairs are needed, I may be putting money into it along with monthly payments. I plan on paying cancelled new one in 14 months. But the interest on that would be $ 5,000. Pay off $ 11,000 loan in 1 year, or go w/ new loan/safety of auto??

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November 7, 2011

US Unemployment Figures Lead to Auto Lease Takeover Payment Popularity, Reports Unemployment-Extension.Org


US Unemployment Figures Lead to Auto Lease Takeover Payment Popularity, Reports Unemployment-Extension.Org

Take Over Car Payments | Unemployment Extension

Los Angeles (PRWEB) October 14, 2011

Jobless Americans with outstanding 2011 and 2012 Unemployment Extension claims have utilized auto lease payment takeover programs for new cars, due to credit requirements, announces Unemployment-Extension.Org.

Unemployment rates have certainly been a popular topic of discussion this year, with unemployment extension benefits being a main concern of the general American public. A topic that has received less discussion however, has been the difficulty in obtaining auto financing.

Unemployment-Extension.Org reports show that an increasing number of Unemployment Extension applicants have used a car lease take-over payment alternative instead of applying for traditional lending options.

Instead of applying for typical car loans, Americans with poor credit scores are utilizing lease locator companies, much like AutoLeaseLocator.com for thousands of cars available for take over payments.

The process seems to work, and is relatively simple: the original car owner cannot afford their vehicle for what is owed on it, then the AutoLeaseLocator connects the owner to an individual who takes over the remainder of the car payments.

The consumers who have used the service have certainly appreciated the service, as it is obviously a much needed program in this economy.

Any unemployment extension inquires are to be made at Unemployment-Extension.Org. One can utilize the take over car payments program at AutoLeaseLocator.com.

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November 3, 2011

Quote Dash Helps Consumers Save On Car Insurance

Filed under: Auto Loan Rates — Tags: , , , , , — admin @ 5:27 pm


Quote Dash Helps Consumers Save On Car Insurance

(PRWEB) September 15, 2011

Online car insurance quotes have become the new craze in comparison shopping to receive the low possible rate. Website Quote Dash has launched a new system for deal shoppers to receive highly competitive offers and reduce their current auto insurance premiums to obtain cheap car insurance. Quote Dash gives each visitor a custom profile that is used for agents and insurance providers to establish the better possible car insurance quote. The lowest quote wins and the consumer tin modify their insurance policy to save up to $ 750 annually on car insurance. “People are redeeming real money. With today’s economy in turmoil, consumers aren’t interested in paid extra when they don’t have to. Consumers are smart and using our website to receive low rates and ditch their costly policies for better deals”.

Quote Dash operates in a very simple manner. Quote Dash collects information from the consumer, such as general demographic data, as well as car information and driving history. This information is then used by competing company to calculate the best possible rate. It’s through this process, that the end result is hundred of dollars in real savings to the consumer.

The average insure driver will select car insurance on the basis of a recommendation from a friend, of often when they twist 16 and start drive, they simply go with whoever their parents use. The problem with this is that car insurance companies know this and their is little incentive in offering cheap car insurance cite when they know the customer is joining based on family recommendation and belike will join regardless cost. The early problem is owed to the simple fact that premiums are calculated based on credit history, driving record, vehicles, age, gender, and location. An unexampled driver is unlikely to receive the same prices that their parents receive.

The trumping option for anyone driving a car, is to take a look at their goal and reason for getting car insurance. Most individuals get car insurance, simply out of necessity – it’s the law. It’s for this reason why you shouldn’t be paying outrageous amounts, but most people do. “The average driver has no idea what they should be paying on car insurance, it’s similar to health care or mortgage loans, in that a little extra time doing research and really position yourself much stronger for the ulterior, in terms of considerable savings”.

Go to QuoteDash to and finished your own profile – get started saving. It’s never been a better time in the economy to have businesses earn your business.

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