tjblue18 asked:
I have credit scores of 617,625,689 I just purchased a home and im now try to get to my next step in life we have only had 1 car for the last 5yrs i have 2 kids that are growing we need a bigger vehicle and me and my wife work in different towns on different shifts.i am trying to by a truck from my friend for 8500.00 .i have a chargeoff that should be a repo on my record from 2002 for 11000 it was a lemon had to replace the engine 3 times in 3 yrs! my wife has a judgement for about the same issue but for 5000 we applied at wellsfargo together and got denied we know we will end up paying a big interest rate but that fine thats why were goin w/ a good used vehicle.we dont have credit cards my only debt is the military for 11000.we dont have very much rotating debt.i ve worked for the state prison for 2 1/2 yrs. should i maybe apply alone? any suggestions please!
Julie
I have credit scores of 617,625,689 I just purchased a home and im now try to get to my next step in life we have only had 1 car for the last 5yrs i have 2 kids that are growing we need a bigger vehicle and me and my wife work in different towns on different shifts.i am trying to by a truck from my friend for 8500.00 .i have a chargeoff that should be a repo on my record from 2002 for 11000 it was a lemon had to replace the engine 3 times in 3 yrs! my wife has a judgement for about the same issue but for 5000 we applied at wellsfargo together and got denied we know we will end up paying a big interest rate but that fine thats why were goin w/ a good used vehicle.we dont have credit cards my only debt is the military for 11000.we dont have very much rotating debt.i ve worked for the state prison for 2 1/2 yrs. should i maybe apply alone? any suggestions please!
Julie